Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.